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"Even lenders that meet regulatory requirements will slow loan volume during the period," the report said. But the investment bank still expects some recovery in the second half.

"Developing a strategic foresight can help organisations embrace opportunities, challenge barriers and make sure we look to the future – which we can't predict for certain but we can test our assumptions now to make better decisions for tomorrow."

"Feng is very kind to me," Yao said after a few months. "Seeing I had a shabby old mobile phone, he bought me a used smartphone from one of his friends and taught me patiently how to use it. Now, I've learned how to order takeout online."

"During the past three-and-a-half years, Shanghai FTZ has made major strides in investment, trade, financial reform and the change of government functions," said Weng.

"Dining out costs a lot and is not safe enough, especially during the outbreak. Although I cannot go to the front line to combat the virus as many doctors did, I'm glad that I can teach young people how to cook at home so that they can stay at home and avoid infection," she said.